Buy Now.
Pay Later

Waterbox now offers two convenient ways to pay for your aquarium purchase over time, Installments or SplitPay.

Get My Rate

Step 1

Shop Online at

Add items to your cart. Choose Bread and get a real-time decision without it affecting your credit score.

Step 2

Select Your Plan

Check out with Installments or SplitPay with rates starting at 0% APR.

Step 3

Complete Your Purchase

Get your item now and pay over time in monthly installments or four easy payments.

Quick & Simple

Applying is easy. All we need is a few pieces of information and you get a decision in seconds.

Straightforward Pricing

Simple transparent terms. No prepayment penalties. No deferred interest.

Automatic Payments

Sign up for automatic payments and have the flexibility to change your due date if needed.

Not a Credit Card

Always know how much you’ll pay. Easy equal installments. No surprises.

Get My Rate


Check Bread’s FAQ or reach Bread directly at or (844) 992-7323 ext. 1.

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.